Oakwick Lending Group is a broker, not a lender.Disclosures
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Concord, NC

Business Funding Broker Serving Concord and Cabarrus County, NC

Oakwick Lending Group is a broker, not a lender. From 4 Union St S in Concord, NC, we help Cabarrus County owners work out which kind of business funding fits the job, from working capital and term loans to equipment financing and merchant cash advances, and then present the request to lending partners who decide whether to fund it.

Oakwick Lending Group connects you with lending partners; partners make credit decisions and set rates and terms.

Funding types

Six funding types

6 ways Cabarrus County businesses pay for payroll, stock, machines and expansion, grouped by how each is repaid or collected.

  • Working Capital

    Bridge the weeks between paying a crew or a supplier and collecting from the customer.

  • Business Term Loans

    One lump sum for an upfit, a second site or a refinance, repaid on a fixed amortization schedule.

  • Business Line of Credit

    A revolving limit you draw against when a bill lands, with interest charged only on what is out.

  • Inventory Financing

    Buy stock ahead of the selling season, with the goods themselves usually securing the balance.

  • Equipment Financing

    Loans, leases and EFAs for compact track loaders, fryers, operatory chairs and service vans.

  • Merchant Cash Advance

    A purchase of future card or bank receipts, not a loan. Know the full payback before signing.

Compare All Six

Concord, NC

In brief

Address
4 Union St S, Concord, NC 28025
Phone
(980) 352-5260
Role
Broker, not a lender
Funding types
6, compared by repayment
Getting started

How it works

Four steps between your first call and a partner's decision.

  1. Describe the need

    Call, or send the short form and we ring you back. We ask what the money is for when we call.

  2. Pick the structure

    The purpose decides the funding type, and the type decides which partners see it.

  3. A partner underwrites

    A partner studies the file, rules on it and prices any offer.

  4. You choose

    Compare total cost and the payment calendar. Walking away is always allowed.

How It Works

Address

Our Union Street address

Call with a funding question. We explain repayment, collateral and what lending partners usually ask to see.

4 Union St S

Concord, NC 28025

Role
Broker, not a lender
Concord, NC

Cabarrus County, NC communities

One address in Concord, NC; owners across Cabarrus County and next-door towns reach us by phone and online.

Our role

A broker, not a lender

In short

Oakwick Lending Group, a small-business funding broker in Concord, NC, does not lend money. From 4 Union St S it helps Cabarrus County owners compare six business funding types and introduces each request to lending partners, which approve or decline it and set every rate and term. Call (980) 352-5260 to talk the need through.

Stack of paper documents in kraft folders on a dark wooden desk with a pen, blue mug and pothos by a window
Illustrative image
Across Cabarrus County
Working capital, term loans, lines of credit, inventory and equipment financing, and merchant cash advances (not a loan).
Who decides
Oakwick Lending Group is a broker, not a lender.

Get in Touch

Online request

Start a Funding Request

Name, email, phone, company and a consent tick: that is the whole form. Prefer the phone? Call (980) 352-5260.

Oakwick Lending Group connects you with lending partners; partners make credit decisions and set rates and terms. See our Privacy Policy, Terms and SMS Terms.

Plain answers

What Cabarrus County, NC Owners Ask Us First

Short replies to the questions owners raise most.

Will Oakwick Lending Group lend me its own money?

No. Despite the word Lending in the name, Oakwick Lending Group is a broker; a lending partner decides and prices any offer.

Where is Oakwick Lending Group?

At 4 Union St S, Concord, NC 28025, in Cabarrus County. Its phone line is (980) 352-5260.

What kinds of funding can you help with?

Six types: working capital, term loans, credit lines, inventory financing, equipment financing and merchant cash advances. An advance is not a loan.

Do you arrange personal or payday loans?

No. We work only on funding for businesses. Consumer products such as personal, payday, auto title and home loans are not part of our work.

Can you say in advance whether I will be approved?

No. Each lending partner applies its own criteria and makes its own decision.

Anything else on your mind? Ring (980) 352-5260 and put it to Oakwick Lending Group in Concord, NC.

Related reading

  • who we are

    A business funding broker, not a lender, at 4 Union St S, Concord, NC: how Oakwick Lending Group works with lending partners and what it will not do.

  • the contact page

    Call Oakwick Lending Group at (980) 352-5260 or write to 4 Union St S, Concord, NC 28025 about business funding with a broker, not a lender.

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